Once you’ve decided to take the next “adult” step in your life and purchase or build a home, the process can seem endlessly overwhelming and you may not be sure where to even begin! TTMF is here to help.
The first step you must take is determining your affordable price range. TTMF’s Pre-Qualification Process analyses your financial information to calculate your price range.
A Pre-Qualification interview permits us to take an early look at your financial position. At this interview, you are assessed on the basis of age, income and existing financial commitments. The resultant mortgage amount you can afford will be detailed to you in a Pre-Qualification Certificate.
TTMF’s Pre-Qualification Process analyses your financial data to calculate your mortgage amount. Getting your Pre-Qualification Certificate eliminates doubt, second-guessing and unpleasant surprises. Once we have determined your affordable price range, you will be able to conduct a more focused house or land hunt, and seek out properties that satisify all the requirements on your wish list, without breaking the bank.
Be sure to bring your ID, most recent Pay Slip and a Job Letter. If you are considering a joint purchase, both yourself and your co-borrower must bring this information.