peppertt, Author at Trinidad and Tobago Mortgage Finance Company Ltd.


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Thu 24th Feb, 2022

Your home should make you happy and home improvements can foster several benefits that can contribute to this. It can improve the functionality of your home, lower energy and maintenance costs, enhance the property value and not to mention boost your quality of life by rejuvenating your mental well-being. Of course, with such amazing benefits you may think that changes need to be drastic and will be expensive. However, there are many ways that you can enhance your surroundings without incurring significant costs.

Here are 5 budget friendly ideas for consideration.

1. Create a new space.

With new norms including a lot more home time, why not create your own social space right within your home or backyard? You can simply start with establishing a seating area that allows for relaxing as well as conversational time and create the atmosphere that you want. Cost effective materials such as pallets can be attainable from the large grocery or merchandising chains at little to no cost, which you can then repurpose. This can include outdoor cushioned bench seating or day beds with features like a pallet bar, enhanced with the right lighting. Solar lights can do wonders while they are also energy efficient.

 

2. Increase your existing space.

An open plan redesign can enhance your mental outlook and add financial value to your home. Changing the doorway between rooms into a bigger door size or glass doors can conjure the feeling of a bigger space. If you have gypsum walls, you can select a non-structural one to remove, creating more open space and potential for more natural light and providing easier access to other rooms. With this upgrade you create an inviting space with more room for family members which can also make it easier to keep an eye on younger kids.

 

3.  Rearrange and refurbish furniture

Moving around your furniture can change the entire look and feel of your room. Choose where you want the new focal point of the room to be, and you can arrange the furniture around a statement piece. This will create a completely different perception for the space. You can also refurbish existing wooden furniture by using a low-grade sandpaper to bring the wood back to its original surface. Then repaint or varnish with a colour of your choice and top with a gloss coat for a ‘new’ furniture feel.  Purchasing new cushion covers can also do wonders along with reupholstering couches and chairs. As an alternative to reupholstering, you can purchase chair covers with colours to match the room’s new décor.

 

4.  Cultivate the mood with flowers.

While spending so much of our time at home since the pandemic, why not bring the beauty of nature inside.  A floral arrangement can enhance your home but also set the tone of the day to influence your wellbeing and outlook on life. Be sure to declutter and remove any competing articles, then introduce real flowers if you wish or imitation flowers that will allow for less maintenance. With select colours you can set the mood of the room to nurture a feeling of calmness and serenity, or you can use bolder colours that are more exhilarating and cheerful. With some research, you can determine which flowers complements the function of your room and the energy you want to create.

 

5.  Add a personal “painting” to the décor.

Statement pieces are another way to jazz up your rooms. With the incredible quality of modern smart phone cameras, you can turn an amazingly scenic memories into the focal point of a room.  You may have existing photos of nature or events that can be enlarged and framed creating a space that feels your own art gallery!

 

Whilst these are some cost-effective ways to spruce up your dwelling there are bigger enhancements you may want for your home. At TTMF with 100% financing and up to 30 years to repay we can help make these dreams a reality with a Home Renovation Loan. Get Pre-qualified online in under 1 minute so you know how much you qualify for to start the process.

 

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Thu 17th Feb, 2022

Our LINX service at our San Fernando Branch – No. 52 Royal Road, is temporarily out of service. 

Payments can only be made via cheques. 

Alternatively, you can make your mortgage payments: 

1. Via LINX at any of our other branches or 

2. Via online banking or at any branch of Republic Bank using the information below: 

Beneficiary: Trinidad & Tobago Mortgage Finance Company Limited 

Account number: 1502-7933-6701 

Bank: Republic Bank Limited, 59 Independence Square, Port of Spain. 

Please make sure to include your TTMF account number(s) when making payment and use this link mortgage proof of payment in our online customer service center on our website to submit your proof of payment. 

3. If you are in Port of Spain, you can also place a cheque in our drop-box located at our Head Office, 61 Dundonald Street. Please be sure to state your TTMF account number(s). 

We apologise for any inconvenience caused.