Mr. Calvin Bijou is a Business Consultant. He has held key executive positions within the financial services sector over the last 30 years and has served as a Director on Boards regionally and internationally. Mr. Bijou is the Managing Director/Owner of a company which specializes in The Human Side of Change Management and Organisational Effectiveness. Mr. Bijou is a graduate from the University of the West Indies (Business Management) and is certified in Financial Planning. Mr. Bijou is an internationally licensed facilitator with Linkage Inc. USA in the field of Change Management and has been trained in Executive Coaching. He is the Chairman of Creative TT and a Director at Home Mortgage Bank, The National Insurance Board of Trinidad and Tobago as well as the National Insurance Property Development Company.