Book a Mortgage Appointment

Ensure you have these documents for your appointment.

  • Buy a Home
  • Buy Land
  • Build a Home
  • Home Improvement
  • Home Equity
Buy a Home

Standard Documents

  • Evidence of Nationality (2 Forms of ID)
  • National Insurance (NIS) Number
  • Income Tax (BIR) Number
  • Evidence of Income (Job Letter / Pay Slip)*
  • Evidence of Savings & Indebtedness**
  • Most Recent Credit Card Statement(s)
  • Title Deed(s) or Lease and/or Mortgage Deed
  • Valuation Report
  • Up-to-date receipts for Land & Building Taxes, Water & Sewerage Rates & Lease Rent
  • WASA Clearance Certificate
  • Utility Bill

Additional Documents

  • Agreement of Sale
  • Certificate of Good Character (for HDC properties)
  • Certificate of Assessment from the District Revenue Office
  • Completion Certificate from the Regional Corporation where property is less than 4 years old
Buy Land

Standard Documents

  • Evidence of Nationality (2 Forms of ID)
  • National Insurance (NIS) Number
  • Income Tax (BIR) Number
  • Evidence of Income (Job Letter / Pay Slip)*
  • Evidence of Savings & Indebtedness**
  • Most Recent Credit Card Statement(s)
  • Title Deed(s) or Lease and/or Mortgage Deed
  • Valuation Report
  • Up-to-date receipts for Land & Building Taxes, Water & Sewerage Rates & Lease Rent
  • WASA Clearance Certificate
  • Utility Bill

Additional Documents

  • Survey Plan
  • Town & Country Planning approval to develop land for residential purposes
  • Regional Corporation Final approval for the development of land
Build a Home

Standard Documents

  • Evidence of Nationality (2 Forms of ID)
  • National Insurance (NIS) Number
  • Income Tax (BIR) Number
  • Evidence of Income (Job Letter / Pay Slip)*
  • Evidence of Savings & Indebtedness**
  • Most Recent Credit Card Statement(s)
  • Title Deed(s) or Lease and/or Mortgage Deed
  • Valuation Report
  • Up-to-date receipts for Land & Building Taxes, Water & Sewerage Rates & Lease Rent
  • WASA Clearance Certificate
  • Utility Bill

Additional Documents

  • Settlement Letter for Land Loan
  • Evidence of Funds available for possible cost overruns, estimated at 10% – 15% of the total Construction cost
  • Survey Plan
  • Approved Building Plans (from Town & Country Planning Division & Regional Corporation)
  • Signed Builder’s Estimate, in phased scheduled draw-downs
  • Quantity Surveyor’s Report
  • Completion Certificate from the Regional Corporation & final Valuation Report upon completion of Construction
Home Improvement

Standard Documents

  • Evidence of Nationality (2 Forms of ID)
  • National Insurance (NIS) Number
  • Income Tax (BIR) Number
  • Evidence of Income (Job Letter / Pay Slip)*
  • Evidence of Savings & Indebtedness**
  • Most Recent Credit Card Statement(s)
  • Title Deed(s) or Lease and/or Mortgage Deed
  • Valuation Report
  • Up-to-date receipts for Land & Building Taxes, Water & Sewerage Rates & Lease Rent
  • WASA Clearance Certificate
  • Utility Bill

Additional Documents

  • Approved Building Plans from Town & Country Planning Division & Regional Corporation (as applicable)
  • Signed Builder’s Estimate, in phased scheduled draw-downs
  • Quantity Surveyor’s Report where the cost of the renovation/repairs exceeds $450,000.00 (as applicable)
  • Completion Certificate from the Regional Corporation & final Valuation Report upon completion of Renovation (as applicable)
Home Equity

Standard Documents

  • Evidence of Nationality (2 Forms of ID)
  • National Insurance (NIS) Number
  • Income Tax (BIR) Number
  • Evidence of Income (Job Letter / Pay Slip)*
  • Evidence of Savings & Indebtedness**
  • Most Recent Credit Card Statement(s)
  • Title Deed(s) or Lease and/or Mortgage Deed
  • Valuation Report
  • Up-to-date receipts for Land & Building Taxes, Water & Sewerage Rates & Lease Rent
  • WASA Clearance Certificate
  • Utility Bill

Additional Documents

  • Certificate of Assessment from the District Revenue Office
  • Completion Certificate from the Regional Corporation where property is less than 4 years old
  • Documentation to support the use of the funds (as applicable)

Two (2) copies of all documents must be provided

*Evidence of Income: Submit an Original Job Letter & Pay Slip. If self employed, submit Financial Statements for the last three (3) years and Bank Statements for the last three (3) years, stating the average monthly balance. If you are employed on contract, submit copies of employment contracts for the last three (3) years.

**Evidence of Savings & Indebtedness: Submit Statements from all Financial Institutions with which you deal, including Credit Unions (monthly payments towards loans must be indicated on these statements).

  • Appointment Information

  • Personal Information