Book an Appointment for an HDC Home

Book an appointment to apply for Financing for a Mortgage for customers who have been allocated a home through Housing Development Corporation (HDC) / Tobago.

Ensure you have these documents for your appointment.

  • Buy a Home
  • Build a Home
Buy a Home

Standard Documents

  • Evidence of Nationality (2 Forms of ID)
  • National Insurance (NIS) Number
  • Income Tax (BIR) Number
  • Evidence of Income (Job Letter / Pay Slip)*
  • Evidence of Savings & Indebtedness**
  • Most Recent Credit Card Statement(s)
  • Title Deed(s) or Lease and/or Mortgage Deed
  • Valuation Report
  • Up-to-date receipts for Land & Building Taxes, Water & Sewerage Rates & Lease Rent
  • WASA Clearance Certificate
  • Utility Bill

Additional Documents

  • Agreement of Sale
  • Certificate of Good Character (for HDC properties)
  • Certificate of Assessment from the District Revenue Office
  • Completion Certificate from the Regional Corporation where property is less than 4 years old
Build a Home

Standard Documents

  • Evidence of Nationality (2 Forms of ID)
  • National Insurance (NIS) Number
  • Income Tax (BIR) Number
  • Evidence of Income (Job Letter / Pay Slip)*
  • Evidence of Savings & Indebtedness**
  • Most Recent Credit Card Statement(s)
  • Title Deed(s) or Lease and/or Mortgage Deed
  • Valuation Report
  • Up-to-date receipts for Land & Building Taxes, Water & Sewerage Rates & Lease Rent
  • WASA Clearance Certificate
  • Utility Bill

Additional Documents

  • Settlement Letter for Land Loan
  • Evidence of Funds available for possible cost overruns, estimated at 10% – 15% of the total Construction cost
  • Survey Plan
  • Approved Building Plans (from Town & Country Planning Division & Regional Corporation)
  • Signed Builder’s Estimate, in phased scheduled draw-downs
  • Quantity Surveyor’s Report
  • Completion Certificate from the Regional Corporation & final Valuation Report upon completion of Construction

Two (2) copies of all documents must be provided

*Evidence of Income: Submit an Original Job Letter & Pay Slip. If self employed, submit Audited Financial Statements for the last three (3) years and Bank Statements last three (3) years, stating the average monthly balance.

**Evidence of Savings & Indebtedness: Submit Statements from all Financial Institutions with which you deal, including Credit Unions (monthly payments towards loans must be indicated on these statements).

Apply for Financing for a Mortgage for a home allocated through Housing Development Corporation (HDC) / Tobago Housing Assembly (THA)

  • Appointment Information

  • Personal Information