(868) 623-TTMF or 625-TTMF (8863)
info@ttmf-mortgages.com

Home Smart

A Comprehensive Guide for Protecting Your Home

There is a lot that you can do to keep your house safe. The options range from purchasing homeowners insurance to installing a security system, to minimizing your risk exposure from natural disasters such as earthquakes and floods. We’ll go into more detail below so you can make sure you have your bases covered. Homeowners […]

Should You Buy A Home While You’re Single?

If you’re single and have been wondering how and whether you should seriously consider home ownership, then this article is for you. Becoming a homeowner is an important life step with numerous benefits and we’re here to help you decide if it’s the right fit for your current life circumstances. Benefits Purchasing a home is […]

6 Easy and Impactful Weekend DIY Projects

There are many ways to upgrade and enhance your home without breaking the bank or needing to hire a contractor. Julia and Clyde share 6 of their favourite DIY projects which are not only a welcomed improvement to their property, but also can be completed in just a weekend. Have fun! Home Entrance Give your […]

A 12 Month Plan For Acquiring A Home

Implementing a timeline and plan can make all the difference in turning your home-ownership goal from dream to reality. This timeline below helps guide you through key actions so you can remain on top of the to-do list and avoid common mistakes that can derail the process. Long in Advance Your credit report is often […]

How to Secure Your Financial Future

One of the benefits of being a homeowner is that your home can be leveraged to help secure your financial future and improve your long-term financial situation. Home Equity refers to the difference between your property’s market value and any outstanding debt you have on this property. Usually this means that over the years, as […]

Christmas on a Budget: Avoiding Overspending

One of the most anticipated (and expensive!) times of the year is rapidly approaching. With Christmas right around the corner, Julia and Clyde are keen to share tips on how to budget for the season and prevent overspending. Budget Before you do anything else, assess your finances and determine how much you can afford to […]

A Guide to Renovating Your Kitchen

Kitchen renovations can be a big investment and require careful planning. Julia and Clyde Holmes know this firsthand from their recent kitchen remodel. Luckily, with Clyde’s years in construction he learned from many other kitchen renovations before it was time to do his own. Below they share their biggest learnings with you. Home Equity When […]

Ways to Increase Your Qualifying Amount

Julia and Clyde Holmes spent a long time preparing for their mortgage and placed special focus on ways to increase their Qualifying Amount. Here are their tips to help increase your Qualifying Amount so that you can work towards having a bigger budget for this life step. Education and Career Advancement Investing in your education […]

Protect Your Home from Flooding

Julia and Clyde Holmes are very fond of their family home and make sure to take good care of their property. This includes planning ahead to anticipate seasonal patterns and ensure their house is prepared for expected weather changes such as the rainy season. The Holmes family has compiled some guidelines that you too can […]