Open Market

Buy Land

Financing is available for the purchase of residential building lots and homesteads.

  • Interest Rate – 6 %
  • Up to 90% Financing
  • Repayment Term of up to 20 years
  • Acceptance Fee of up to 1% of the Loan Amount or $500.00 minimum
  • Mortgage Indemnity Insurance is not required
  • No Prepayment Penalties

TTMF Mortgage Financing - Buy land

After you locate a piece of land, begin by submitting all the required documents and fees to begin our application process.


Standard Documents

  • Evidence of Nationality (2 Forms of ID)
  • National Insurance (NIS) Number
  • Income Tax (BIR) Number
  • Evidence of Income, (Job Letter / Pay Slip)*
  • Evidence of Savings & Indebtedness**
  • Most Recent Credit Card Statement(s)
  • Title Deed(s) or Lease and/or Mortgage Deed
  • Valuation Report
  • Up-to-date receipts for Land & Building Taxes, Water & Sewerage Rates & Lease Rent
  • WASA Clearance Certificate
  • Utility Bill


Additional Documents

  • Survey Plan
  • Town & Country Planning approval to develop land for residential purposes
  • Regional Corporation Final approval for the development of land

Two (2) copies of all documents must be provided

*Evidence of Income: Submit an Original Job Letter & Pay Slip. If self employed, submit Financial Statements for the last three (3) years and Bank Statements for the last three (3) years, stating the average monthly balance. If you are employed on contract, submit copies of employment contracts for the last three (3) years.

**Evidence of Savings & Indebtedness: Submit statements from all financial institutions with which you deal, including credit unions (monthly payments towards loans must be indicated on these statements).


What do I need to pay?

Estimated Application Costs

  • Application: $150.00
  • Title Search: $1,500.00 (initial)
  • Acceptance Fee: 1% of Loan Amount or $500.00 minimum
  • Credit Bureau Report: $75.00 per applicant

Closing Costs

  • Legal Fees
  • Statutory Fees (Stamp Duty & Registration Fees)

Let our experts
help you on your way.
Get Prequalified

Once you’ve decided to take the step toward owning a home, you must first determine your affordable price range.


Get Prequalified

Our pre-qualification process analyses your financial data to calculate your mortgage amount.

Get a Certificate
Your Pre-qualification certificate eliminates doubt on what you can afford.

Focus Your Search
Conduct a more focused search for property now that you know your price range.

Get Started


Get the financing you need.

Financing is available for various purposes to help you make the most of your money.

Bridging and long-term loans are available to finance your home construction.

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Mortgage Financing is available for the purchase of residences of all types.

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Upgrading your home can be easy and affordable with our Home Improvement Loans.

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Tapping into the wealth of real estate is one of the benefits of home ownership.

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We’ve got you covered.

Advance Protector

Keep your family covered in the storm of your passing. In the event of your untimely passing you don’t have to leave your family with the additional grief of struggling to make mortgage payments.

Learn More