(868) 623-TTMF or 625-TTMF (8863)
info@ttmf-mortgages.com

Loan Features

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Tapping into the wealth of real estate is one of the benefits of home ownership. You can obtain equity financing for Investment, Debt Consolidation, Emergencies, & Education.

  • Interest Rates from 7%, based on Property value
  • Repayment Term of up to 30 years, or the remaining period of the existing loan
  • Origination Fee of up to 1% of the loan amount

Required Documents

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Standard Documents

  • Evidence of Nationality (2 Forms of ID)
  • National Insurance System (NIS) Number
  • Income Tax (BIR) Number
  • Evidence of Income (Job Letter / Pay Slip)
  • Evidence of Savings & Indebtedness
  • Most Recent Credit Card Statement(s)
  • Title Deed(s) or Lease and/or Mortgage Deed
  • Valuation Report
  • Up-to-date receipts for Land & Building Taxes, Water & Sewerage Rates & Lease Rent
  • WASA Clearance Certificate
  • Utility Bill


Other Required Documents

  • Confirmation of Investment Option, as applicable
  • Certificate of Assessment
  • Completion Certificate from the Regional Corporation where property is less than 4 years old



Additional Documents: For a Townhouse or Condominium-type Home

  • Share Certificate
  • Registered Management Company Bye-Laws
  • Management Company’s Statement on Insurance Coverage and Maintenance Charges with evidence of up to date payment
  • Annual Returns for Management Company

Two (2) copies of all documents must be provided

Evidence of Income: Submit an Original Job Letter & Pay Slip. If overtime is inconsistent, submit 2 TD4 slips for the past 2 years. If self employed, submit Audited Financial Statements for the last 2 years or Bank Statements for the last three (3) years, stating the average monthly balance.

Evidence of Savings & Indebtedness: Submit Statements from all Financial Institutions with which you deal, including Credit Unions (monthly payments towards loans must be indicated on these statements).

Fees & Costs

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Estimated Application Costs

  • Application: $150.00
  • Title Search: $1,500.00 (initial)
  • Acceptance Fee: 1% of Loan Amount or $500.00 minimum
  • Credit Bureau Report: $75.00 per applicant
  • Site Visit: $500.00 per visit


Initial Payment Requirements

  • Attorney’s Fees (Deed Preparation)
  • Statutory Fees (Stamp Duty & Registration Fees)
  • 3 months’ Rates & Taxes
  • 3 months’ Maintenance Fees
  • 1 year’s Lease Rent
  • 1 year’s Homeowners Comprehensive Insurance Premium



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Find the Financing you Need

Find the financing you need to defray significant expenses.