Book an Appointment for an HDC Home

Book an appointment to apply for Financing for a Mortgage for customers who have been allocated a home through Housing Development Corporation (HDC) / Tobago.

Ensure you have these documents for your appointment.

  • Buy a Home
  • Build a Home
Buy a Home

Standard Documents

  • Evidence of Nationality (2 Forms of ID)
  • National Insurance (NIS) Number
  • Income Tax (BIR) Number
  • Evidence of Income (Job Letter / Pay Slip)*
  • Evidence of Savings & Indebtedness**
  • Most Recent Credit Card Statement(s)
  • Title Deed(s) or Lease and/or Mortgage Deed
  • Valuation Report
  • Up-to-date receipts for Land & Building Taxes, Water & Sewerage Rates & Lease Rent
  • WASA Clearance Certificate
  • Utility Bill

Additional Documents

  • Agreement of Sale
  • Certificate of Good Character (for HDC properties)
  • Certificate of Assessment from the District Revenue Office
  • Completion Certificate from the Regional Corporation where property is less than 4 years old
Build a Home

Standard Documents

  • Evidence of Nationality (2 Forms of ID)
  • National Insurance (NIS) Number
  • Income Tax (BIR) Number
  • Evidence of Income (Job Letter / Pay Slip)*
  • Evidence of Savings & Indebtedness**
  • Most Recent Credit Card Statement(s)
  • Title Deed(s) or Lease and/or Mortgage Deed
  • Valuation Report
  • Up-to-date receipts for Land & Building Taxes, Water & Sewerage Rates & Lease Rent
  • WASA Clearance Certificate
  • Utility Bill

Additional Documents

  • Settlement Letter for Land Loan
  • Evidence of Funds available for possible cost overruns, estimated at 10% – 15% of the total Construction cost
  • Survey Plan
  • Approved Building Plans (from Town & Country Planning Division & Regional Corporation)
  • Signed Builder’s Estimate, in phased scheduled draw-downs
  • Quantity Surveyor’s Report
  • Completion Certificate from the Regional Corporation & final Valuation Report upon completion of Construction

Two (2) copies of all documents must be provided

*Evidence of Income: Submit an Original Job Letter & Pay Slip. If self employed, submit Audited Financial Statements for the last three (3) years and Bank Statements last three (3) years, stating the average monthly balance.

**Evidence of Savings & Indebtedness: Submit Statements from all Financial Institutions with which you deal, including Credit Unions (monthly payments towards loans must be indicated on these statements).

Book an appointment to apply for Financing for a Mortgage for customers who have been allocated a home through Housing Development Corporation (HDC) / Tobago

  • Appointment Information

  • Personal Information